How to Request Your First Loan

Follow these streamlined steps to initiate your first loan request on Moodeng Credit. You can also view a video walkthrough of this process here: https://youtube.com/shorts/fKpBC9zD6Hk?si=KoU6NRuIguzLw-Hh. Step 1: Create Your Account Register on the Moodeng platform by entering your preferred username, email, and password. Click "Create Account" to proceed. Step 2: Start Your Loan Application Once logged in, tap the "Apply for a Loan" button to start the process. Step 3: Set Up Your Wallet Secure transactions on Moodeng need a wallet. By default, you use a Moodeng Instant Wallet — it is created from your Moodeng login, with no separate app or seed phrase. If you prefer, you can use a Base Account instead: visit https://account.base.app and follow the registration instructions. Step 4: Connect Your Wallet Return to the Moodeng platform and tap "Connect Wallet" to create your Instant Wallet — or securely link your Base Account if you chose one — so it is tied to your Moodeng account. Step 5: Verify Your Identity To ensure community safety, tap "Verify Yourself" and complete the quick ID + selfie check ("Verify Your ID") — it takes about 3 minutes. Already a World App user? You can choose "Verify with World ID" instead. Step 6: Submit Your Request Tap "Explore the Request Board" to set your specific loan terms. You will need to define: - The desired loan amount. - The repayment amount and date. - A clear reason for your borrowing request to help build trust with potential lenders.