Terms
Terms of Service
The short version: use Moodeng honestly, review loan terms before accepting funds, and keep your wallet secure.
Last updated: May 2026
Using Moodeng
Moodeng Credit helps borrowers request small USDC loans and helps lenders review those requests. You are responsible for the information you submit, the wallet you connect, and the loan terms you accept.
Loan requests and repayment
Borrowers choose the requested amount, repayment timing, and context before submitting a request. Funded loan terms should be reviewed before accepting funds. Repayment records may be used to show account history and trust signals inside Moodeng.
Wallets and transactions
Onchain transactions are controlled through your connected wallet. Moodeng cannot reverse blockchain transactions, recover a lost wallet, or guarantee a lender will fund a request.
Account safety
Do not use Moodeng to misrepresent your identity, submit false borrower context, evade restrictions, or interfere with another user. We may limit access when account activity creates risk for borrowers, lenders, or the platform.
Updates
These terms may change as Moodeng evolves. Continued use of the product means you accept the latest version shown here.
Need the other document?
View Privacy Policy