5-minute money lesson
Mura ba 'tong stock?Is this stock cheap?
3 madaling checks + 1 bonus. Totoong companies. Walang mahirap na math! 3 easy checks + 1 bonus. Real companies. No hard math!
Ang mapa natin:Our map:
- 1Ilang taon ng kita?How many years of profit?
- 2Paano ang next year?What about next year?
- 3Totoong cash ba?Is the cash real?
- โญBonus: sulit ba ang mabilis lumaki?Bonus: is fast growth worth it?
Tip: i-tap ang kahit anong may guhit sa ilalim o "i" para malaman pa.Tip: tap anything with a dotted underline or an "i" to learn more.
Ano ang stock?What's a stock?
Hatiin ang tindahan ni Aling Nena sa 100 piraso. Bumili ka ng 1. May-ari ka na ng konting parte! Cut Aling Nena's store into 100 pieces. Buy 1. Now you own a tiny part of it!
โ = ikaw!โ = you!
๐ Ang pirasong 'yan ay . Ang tanong: sulit ba ang presyo nito? ๐ That piece is a . The big question: is it worth its price?
Aling tindahan ang mas sulit?Which store is the better deal?
Parehong โฑ1,000 ang presyo ng dalawang tindahan. Pero magkaiba ang kita nila kada taon: Both stores cost โฑ1,000. But they make different profit each year:
Bawat kahon = 1 taon ng kita. Sa Tindahan A, 10 taon lang bago umabot ang kita sa โฑ1,000. Sa Tindahan B, 20 taon. Each box = 1 year of profit. Store A's profit adds up to โฑ1,000 in just 10 years. Store B takes 20 years.
Mas kaunting taon = mas sulit. Ganito rin sa stocks!Fewer years = better deal. Stocks work the same way!
Ilang taon ng kita?How many years of profit?
Para malaman, hatiin ang presyo sa kada taon: To find out, divide the price by the each year:
โฑ1,000 รท โฑ50 = 20 taon20 years hanggang mabawi ng tindahan ang โฑ1,000 na ibinayad mountil the store has earned back the โฑ1,000 you paid
Ang bilang ng taon na 'yan ay tinatawag na . P/E 20 = 20 taon. That number of years is called the . A P/E of 20 = 20 years.
๐๏ธ Subukan mo! I-drag ang kita ng tindahan ni Aling Nena (presyo: โฑ1,000)Try it! Drag Aling Nena's yearly profit (price: โฑ1,000)
โฑ50 kada taona year โ 20
โฆhanggang mabawi ng tindahan ang โฑ1,000 moโฆuntil the store earns back your โฑ1,000
Mas kaunting taon = mas mura.Fewer years = cheaper.
Ang simpleng gabay namin:Our simple guide:
Gamit ang hula sa next yearUsing next year's guess
Hinuhulaan ng mga expert ang kita ng tindahan next year. Kung โฑ100 ang hula imbes na โฑ50: Experts the store's profit next year. If they guess โฑ100 instead of โฑ50:
โฑ1,000 รท โฑ100 = 10 taon10 years imbes na 20 taon. Mas mura!instead of 20 years. Cheaper!
Mas malaking kita next year = mas kaunting taon.More profit next year = fewer years.
Hula lang 'yan. Pwedeng mali!It's just a guess. Guesses can be wrong!
Ilang taon ng totoong cash?How many years of real cash?
Bilangin ang na natira sa kaha matapos bayaran ang lahat: Count the left in the drawer after paying for everything:
โฑ1,000 รท โฑ60 = 16.7 taon16.7 years Below 20 taon = ๐ข Mura!Under 20 years = ๐ข Cheap!
Sulit ba ang mabilis lumaki?Is fast growth worth it?
Ang Tindahan C ay โฑ1,000, pero โฑ25 lang ang kita: 40 taon! Mukhang sobrang mahal. Pero dumodoble ang kita nito kada taon. I-tap ang button:Store C costs โฑ1,000 but makes only โฑ25 a year: 40 years! Looks super pricey. But its profit doubles every year. Tap the button:
โ
Pag mabilis lumaki ang kita, bumababa ang taon. Ang ang nagche-check nito.When profit grows fast, the years shrink. checks this for real companies.
Hula pa rin ng mga expert ang bilis ng paglaki. Pwedeng mali!Growth speed is still an expert guess. It can be wrong!
Sino ang pumasa? ๐ฅฏWho passed? ๐ฅฏ
Bawat check na ๐ข Mura (below 20 taon) = 1 pandesal. Every check that's ๐ข Cheap (under 20 years) = 1 pandesal.
Ang wheel prizes mo ๐กYour wheel prizes ๐ก
Bawat tamang sagot = 1 spin ng wheel. 2 golden tickets = Grab draw. Kung kulang, pandesal points pa rin! I-claim sa dulo gamit ang TikTok mo.Every right answer = 1 spin of the wheel. 2 golden tickets = Grab draw. Not enough? You still get pandesal points! Claim at the end with your TikTok.
Ang top 3 sa 18 companiesTop 3 out of 18 companies
Sikat, pero mahal ๐ฎFamous, but pricey ๐ฎ
Magaling na company โ murang stock!Great company โ cheap stock!
Silipin ang 8 malalaking stocksLook inside 8 big stocks
I-tap ang isa para makita ang lahat ng numero nito, explained nang simple. Sa bawat sheet, i-tap ang pangalan ng numero para malaman ang ibig sabihin. Tap one to see all its numbers, explained simply. In every sheet, tap a number's name to learn what it means.
Tapos ka na! ๐You did it! ๐
Isang money lesson kada video sa TikTok! One money lesson per video on TikTok!
Follow @moodeng.credit โบ
Para sa pag-aaral lang ๐Just for learning ๐
Hindi ito payo kung ano ang bibilhin. Pwedeng bumaba ang presyo ng stocks. Magtanong muna sa magulang o pinagkakatiwalaang adult bago mag-invest. This isn't advice on what to buy. Stock prices can go down. Talk to a parent or trusted adult before investing.
Mga numero: StockAnalysis.com at FRED, Oct 2, 2026. Ang "taon ng kita" ay ang P/E. Bakit 20 taon? Ang super-safe na 10-year US government bond ay nagbabayad ng 5.24% kada taon, kaya mga 19 taon bago umabot ang interest sa perang ipinahiram. Numbers: StockAnalysis.com and FRED, Oct 2, 2026. "Years of profit" is the P/E. Why 20 years? A super-safe 10-year US government bond pays 5.24% a year, so its interest takes about 19 years to add up to what you lent.
