Hi, ka-Moodeng! ๐Ÿ‘‹Hi there! ๐Ÿ‘‹Money Basics

Mura ba 'tong stock? ๐Ÿค”Alamin natin!Is this stock cheap? ๐Ÿค”Let's find out!

5-minute money lesson

Mura ba 'tong stock?Is this stock cheap?

3 madaling checks + 1 bonus. Totoong companies. Walang mahirap na math! 3 easy checks + 1 bonus. Real companies. No hard math!

Ang mapa natin:Our map:

Tip: i-tap ang kahit anong may guhit sa ilalim o "i" para malaman pa.Tip: tap anything with a dotted underline or an "i" to learn more.

LV1 RookieLV1 RookieHanda ka na ba? ๐Ÿš€Ready? ๐Ÿš€Simulan natin sa pinaka-basic: ano ba ang stock?Let's start with the basics: what even is a stock?

Ano ang stock?What's a stock?

Hatiin ang tindahan ni Aling Nena sa 100 piraso. Bumili ka ng 1. May-ari ka na ng konting parte! Cut Aling Nena's store into 100 pieces. Buy 1. Now you own a tiny part of it!

โ–  = ikaw!โ–  = you!

๐ŸŽ‰ Ang pirasong 'yan ay . Ang tanong: sulit ba ang presyo nito? ๐ŸŽ‰ That piece is a . The big question: is it worth its price?

LV1 RookieLV1 RookieAlam mo na ang stock! ๐ŸงฉYou know what a stock is! ๐ŸงฉNgayon: paano malalaman kung sulit ang presyo? Ikumpara natin ang dalawang tindahan.Now: how do you know if the price is fair? Let's compare two stores.

Aling tindahan ang mas sulit?Which store is the better deal?

Parehong โ‚ฑ1,000 ang presyo ng dalawang tindahan. Pero magkaiba ang kita nila kada taon: Both stores cost โ‚ฑ1,000. But they make different profit each year:

Mas sulit!Better deal! Tindahan AStore A Kita: โ‚ฑ100 kada taonProfit: โ‚ฑ100 a year 10 taon10 years
Tindahan BStore B Kita: โ‚ฑ50 kada taonProfit: โ‚ฑ50 a year 20 taon20 years

Bawat kahon = 1 taon ng kita. Sa Tindahan A, 10 taon lang bago umabot ang kita sa โ‚ฑ1,000. Sa Tindahan B, 20 taon. Each box = 1 year of profit. Store A's profit adds up to โ‚ฑ1,000 in just 10 years. Store B takes 20 years.

Mas kaunting taon = mas sulit. Ganito rin sa stocks!Fewer years = better deal. Stocks work the same way!

LV1 RookieLV1 RookieMas kaunting taon = mas sulit โœ…Fewer years = better deal โœ…Gawin natin ito sa totoong math at totoong companies.Let's do this with real math and real companies.

Ilang taon ng kita?How many years of profit?

Para malaman, hatiin ang presyo sa kada taon: To find out, divide the price by the each year:

โ‚ฑ1,000 รท โ‚ฑ50 = 20 taon20 years hanggang mabawi ng tindahan ang โ‚ฑ1,000 na ibinayad mountil the store has earned back the โ‚ฑ1,000 you paid

Ang bilang ng taon na 'yan ay tinatawag na . P/E 20 = 20 taon. That number of years is called the . A P/E of 20 = 20 years.

๐ŸŽ›๏ธ Subukan mo! I-drag ang kita ng tindahan ni Aling Nena (presyo: โ‚ฑ1,000)Try it! Drag Aling Nena's yearly profit (price: โ‚ฑ1,000)

โ‚ฑ50 kada taona year โ†’ 20

โ€ฆhanggang mabawi ng tindahan ang โ‚ฑ1,000 moโ€ฆuntil the store earns back your โ‚ฑ1,000

Mas kaunting taon = mas mura.Fewer years = cheaper.

Ang simpleng gabay namin:Our simple guide:

LV2 RisingLV2 RisingTapos na ang Check 1! โœ…Check 1 done! โœ…Gumamit tayo ng kita ngayong taon. Pero nagbabago ang kita, kaya paano ang next year?That used this year's profit. But profit changes, so what about next year?

Gamit ang hula sa next yearUsing next year's guess

Hinuhulaan ng mga expert ang kita ng tindahan next year. Kung โ‚ฑ100 ang hula imbes na โ‚ฑ50: Experts the store's profit next year. If they guess โ‚ฑ100 instead of โ‚ฑ50:

โ‚ฑ1,000 รท โ‚ฑ100 = 10 taon10 years imbes na 20 taon. Mas mura!instead of 20 years. Cheaper!

Mas malaking kita next year = mas kaunting taon.More profit next year = fewer years.

Hula lang 'yan. Pwedeng mali!It's just a guess. Guesses can be wrong!

LV3 PrimeLV3 PrimeTapos na ang Check 2! โœ…Check 2 done! โœ…Ang kita sa papel ay hindi laging pera na mahahawakan mo. Bilangin natin ang totoong cash.Profit on paper isn't always cash you can touch. Let's count the real cash.

Ilang taon ng totoong cash?How many years of real cash?

Bilangin ang na natira sa kaha matapos bayaran ang lahat: Count the left in the drawer after paying for everything:

BentaSalesโ‚ฑ500
Paninda at kuryenteGoods and electricityโˆ’โ‚ฑ420
Bagong estanteNew shelvesโˆ’โ‚ฑ20
Natirang cashCash left overโ‚ฑ60

โ‚ฑ1,000 รท โ‚ฑ60 = 16.7 taon16.7 years Below 20 taon = ๐ŸŸข Mura!Under 20 years = ๐ŸŸข Cheap!

LV4 ApexLV4 ApexTapos na ang 3 checks! ๐ŸŽ‰All 3 checks done! ๐ŸŽ‰Bonus round: may stocks na mukhang mahal pero sobrang bilis lumaki. Sulit ba sila?Bonus round: some stocks look pricey but grow super fast. Are they worth it?

Sulit ba ang mabilis lumaki?Is fast growth worth it?

Ang Tindahan C ay โ‚ฑ1,000, pero โ‚ฑ25 lang ang kita: 40 taon! Mukhang sobrang mahal. Pero dumodoble ang kita nito kada taon. I-tap ang button:Store C costs โ‚ฑ1,000 but makes only โ‚ฑ25 a year: 40 years! Looks super pricey. But its profit doubles every year. Tap the button:

โ†’

Pag mabilis lumaki ang kita, bumababa ang taon. Ang ang nagche-check nito.When profit grows fast, the years shrink. checks this for real companies.

Hula pa rin ng mga expert ang bilis ng paglaki. Pwedeng mali!Growth speed is still an expert guess. It can be wrong!

LV4 Apex โญLV4 Apex โญTapos na ang bonus! ๐Ÿ†Bonus done! ๐Ÿ†Oras na para makita kung aling companies ang pumasa sa lahat.Time to see which companies passed the checks.

Sino ang pumasa? ๐ŸฅฏWho passed? ๐Ÿฅฏ

Bawat check na ๐ŸŸข Mura (below 20 taon) = 1 pandesal. Every check that's ๐ŸŸข Cheap (under 20 years) = 1 pandesal.

Ang wheel prizes mo ๐ŸŽกYour wheel prizes ๐ŸŽก

Bawat tamang sagot = 1 spin ng wheel. 2 golden tickets = Grab draw. Kung kulang, pandesal points pa rin! I-claim sa dulo gamit ang TikTok mo.Every right answer = 1 spin of the wheel. 2 golden tickets = Grab draw. Not enough? You still get pandesal points! Claim at the end with your TikTok.

Ang top 3 sa 18 companiesTop 3 out of 18 companies

Sikat, pero mahal ๐Ÿ˜ฎFamous, but pricey ๐Ÿ˜ฎ

    Magaling na company โ‰  murang stock!Great company โ‰  cheap stock!

    Ang mura, hindi laging maganda!Cheap isn't always good! Parang pandesal na kahapon pa: mura, pero alamin muna kung bakit. Like day-old pandesal: cheap, but find out why first.
    ๐Ÿ”SilipinLook inside

    Silipin ang 8 malalaking stocksLook inside 8 big stocks

    I-tap ang isa para makita ang lahat ng numero nito, explained nang simple. Sa bawat sheet, i-tap ang pangalan ng numero para malaman ang ibig sabihin. Tap one to see all its numbers, explained simply. In every sheet, tap a number's name to learn what it means.

    Tapos ka na! ๐ŸŽ“You did it! ๐ŸŽ“

    Isang money lesson kada video sa TikTok! One money lesson per video on TikTok!

    Follow @moodeng.credit โ€บ

    Para sa pag-aaral lang ๐Ÿ™Just for learning ๐Ÿ™

    Hindi ito payo kung ano ang bibilhin. Pwedeng bumaba ang presyo ng stocks. Magtanong muna sa magulang o pinagkakatiwalaang adult bago mag-invest. This isn't advice on what to buy. Stock prices can go down. Talk to a parent or trusted adult before investing.

    Mga numero: StockAnalysis.com at FRED, Oct 2, 2026. Ang "taon ng kita" ay ang P/E. Bakit 20 taon? Ang super-safe na 10-year US government bond ay nagbabayad ng 5.24% kada taon, kaya mga 19 taon bago umabot ang interest sa perang ipinahiram. Numbers: StockAnalysis.com and FRED, Oct 2, 2026. "Years of profit" is the P/E. Why 20 years? A super-safe 10-year US government bond pays 5.24% a year, so its interest takes about 19 years to add up to what you lent.