01
Ask on your terms.
Set the amount, expected payback, date, and reason. The first amount is $15. Nothing changes after the request goes live.
Start a request
How it works
Four steps. No hidden middle.
See the actual request, board, cash-out, and repay screens. You can understand the whole loop before creating an account.
No account is needed to browse the tour or request board.
One complete loop
Ask → repay
Real screens.
Plain answers.
Plain answers.
- Application
- About 2 min No documents in the request form.
- First amount
- $15 A small limit while you build history.
- Decision
- By a person A funder chooses the request.
- If not funded
- You owe $0 The request expires.
The whole journey
From a request to a record you can build on.
Each step gives you the terms or status you need. No step depends on a sales promise from the one before it.
02
A real person decides.
Your request appears on the board with its exact terms. A funder reads it and chooses whether to help. If nobody funds it before it expires, you owe nothing.
03
Move digital dollars to pesos.
A funded loan lands as USDC in your Base Account. The app shows available routes to pesos, plus the timing and provider details for each.
Open the cash-out guide
04
Repay in parts or full.
Pay early, in parts, or all at once. Completed loans and setbacks stay on your Moodeng record, giving future funders more history to review.
Open the repay guide
The part most loan pages hide
Funding can take time, or not happen.
Moodeng requests are funded by people, not an automatic approval system. Many funded requests receive help within a few hours, but no request is guaranteed. If yours expires unfunded, you owe nothing and can decide what to do next.
Look before you sign up
Take the tour, then decide if Moodeng is right for you.
The request board and product tour are open to browse.